Remittances

Launch stablecoin remittances in days

All the APIs and licensed infrastructure you need to build modern remittances flows — instant, compliant, and programmable.

Powering the world's largest remittance and fintech companies

  • MoneyGram
  • Western Union
  • SikaCash
  • Tala
  • Paga
  • Belmoney

Grow your remittance business with stablecoins

Proven at MoneyGram scale

MoneyGram

Crossmint has been instrumental in accelerating our stablecoin strategy. Their team’s hands-on approach helped us refine our roadmap and move fast—from concept to market in just over two months with only two of our existing engineers. They made something complex feel remarkably simple.

Josh BivinsDirector of Product, MoneyGramRead the case study

Pre-fund less, earn on the rest

Remittance companies used to park fiat with every payout partner and top it up over SWIFT, days at a time. Keep one balance instead, send partners what they need in seconds, and earn yield on what sits idle.

  • Top up payout partners in seconds, not days.
  • Hold less cash across your corridors.
  • Earn yield on idle balances.

Move money globally instantly

Your users send dollars and their families receive local currency, in seconds. Stablecoins carry the money in between, out of sight.

  • Funded by card or bank transfer.
  • Screened for AML and the travel rule on the way.
  • Paid out on local rails, 24/7.

Pay out the way recipients want

Bank accounts, mobile wallets and cash pickup, through one API.

Bank accounts

Deposit to local accounts on instant rails.

Mobile wallets

Send to the wallets people already use.

Cash pickup

Let recipients collect cash near home.

Open new revenue streams

Give senders and recipients a wallet, then add the services they come back for.

  • Launch global digital wallets

    Enable users to hold and spend stablecoins anywhere in the world.

  • Embed additional financial products

    Add yield, payments, trading, credit cards, and more.

  • Earn yield on deposits

    Generate interest on idle balances. Keep the yield or share it with your users.

Compliance built in

  • KYC for senders

    Verify every sender inside your own onboarding.

  • AML and sanctions screening

    Every transfer screened before it moves.

  • Licensed infrastructure

    Send across borders without licenses or banking partners of your own.

Why Crossmint

  • One platform, end to end

    Unify wallets, payments, compliance, and money movement instead of stitching together multiple vendors.

  • Licensed infrastructure

    Operate across key markets with Crossmint's regulatory licenses, registrations, and banking partnerships.

  • Battle-tested at scale

    Trusted by leading financial institutions and enterprises to power high-volume financial transactions.

  • Simple, developer-first APIs

    Build with familiar APIs and SDKs, without managing blockchain infrastructure or complexity.

  • Forward-deployed engineering

    Work directly with our engineers to accelerate integrations and launch complex payment flows.

  • Built for enterprise security

    Enterprise-grade controls, SOC 2 Type II compliance, and infrastructure designed for reliability.

Frequently Asked Questions

Getting Started

A stablecoin remittance platform enables fintechs and money transfer companies to send cross-border payments using stablecoins like USDC and USDT. Crossmint's stablecoin remittance platform replaces multiple vendors with one unified solution—handling wallets, compliance, and payment orchestration—allowing remittance companies to reduce costs by up to 95% and settle transfers in minutes instead of days.

Stablecoin remittances work by converting fiat currency to stablecoins, transferring them instantly, and enabling recipients to receive funds in their local currency or hold stablecoins. Crossmint handles the entire flow—fiat on-ramps, payment routing, compliance screening, and off-ramps—with no gas fees or blockchain complexity for your users.

Digital remittance infrastructure is the technology stack enabling modern cross-border money transfers through digital channels. Crossmint's digital remittance infrastructure consolidates everything you need in one platform—embedded wallets, compliance automation, and fiat on/off-ramps—so you don't have to orchestrate multiple vendors or build blockchain expertise in-house.

Cost & Speed

Stablecoin remittances cost significantly less than traditional methods. Through Crossmint's platform, companies can reduce money transfer fees to less than $0.01 per transaction.

Stablecoin remittances settle in seconds to minutes, operating 24/7/365 with no banking hours or weekend delays. Crossmint's platform enables instant settlement for remittance recipients worldwide, providing real-time visibility into transfer status via unified dashboards.

Compliance & Security

Yes. Crossmint provides regulated infrastructure supporting money movement across 160+ countries. Our platform includes built-in KYC, AML and sanctions screening, transaction monitoring, and Travel Rule compliance, helping you navigate regulatory requirements and expand globally.

Crossmint handles licensing, AML screening, sanctions checks, travel rule compliance, and KYC verification for remittance operations. Our platform automates wallet screening, identity verification, and cross-border compliance—eliminating the need to integrate multiple compliance vendors and enabling global remittance operations. If you already verify your customers, you can share that KYC data with Crossmint through the API, so they don't go through KYC twice.

Technical Capabilities

Both. Recipients can receive stablecoins directly into their wallets or get paid in local currency through Crossmint's offramp infrastructure. This lets you offer flexible payout options, including bank transfers and cash pickup through supported partners, all through a single integration.

The best remittance infrastructure consolidates multiple vendors into one platform with built-in compliance, instant settlement, and easy-to-use APIs. Crossmint's remittance infrastructure replaces separate integrations for wallets, KYC, AML screening, and payment processing—enabling remittance companies to launch stablecoin services in weeks with no blockchain expertise required.

Implementation & Customers

Remittance companies can integrate Crossmint's infrastructure significantly faster than the time it would take to build in-house. MoneyGram launched their global stablecoin remittance service in just over two months using only two engineers. Our easy-to-use APIs require no blockchain expertise, and our forward-deployed engineers work directly with your team to accelerate integration and handle the technical complexity.

Most major remittance companies, including MoneyGram and Western Union, are adopting stablecoin infrastructure to modernize cross-border payments. MoneyGram uses Crossmint's wallet and stablecoin infrastructure, while other providers are integrating stablecoins to enable faster, lower-cost transfers and settlement.

Launch in days.
Move money across borders with stablecoins.

Licensed infrastructure, local payouts, and compliance built in.